All-in-one plans used in place of Original Medicare
- $0 premium is available in most areas now (based on your county of residence).
- Most commonly HMO and PPO plan types (both options utilize a “network” of providers).
- Expect to pay copays out of pocket for services such as doctor visits, hospitalizations, outpatient care, MRIs, etc.
- Plans have an annual out-of-pocket maximum.
- Plans include additional benefits such as some dental, vision, or hearing, and wellness programs.
With these Medicare-approved plans, you get all your Part A, Part B, and Part D coverage through one plan with a private insurance company. Over the past few years, the market for Medicare Advantage plans has been expanding and an increasing number of people choose to get their Medicare coverage this way.
You get a chance each year to enroll or unenroll from a Medicare Advantage Plan from October 15 through December 7. If you are already enrolled in a Medicare Advantage Plan you can also make one change between January 1 and March 31 each year.
Let us shop these companies for you to make sure you get a plan that covers your doctors and prescriptions and gives you the additional benefits you need. We represent several of the leading Medicare Advantage carriers in Virginia and North Carolina.
Compare Advantage Plans